Last month I talked about credit repair for a few weeks. I know that some of you really took to heart with what I was saying and ultimately took action. For some, after looking at their credit report, it was basically what they expected and for others they were shocked!
Remember what I said a few weeks back…”Did you know that 79% of Credit Reports contain errors?” That means about 8 out of every 10 people that receive this email will have errors on their credit report! Think it could be you? There’s a good chance it is!
The first step to find out what your credit looks like is to have it pulled. Don’t be so afraid of this, you can accomplish this step and its necessary to brave it out before you can address the problems.
Once you’ve gotten over the mental road block of not wanting to pull your credit, maybe you say, “Well, I can just pull my report for free online”. That’s absolutely true…and I would recommend you do that once per year, but just as a refresher. Sometimes once is not good enough, especially when you are trying to get your credit in line to do something big in the future. Purchasing a home, a car, or anything that you plan on financing; your credit will have a huge impact on.
Even if you don’t plan on financing anything in the near future, you still have to qualify for landlord credit checks, or even for employment; they are checking credit more and more. Unfortunately, whether you like it or not…life can revolves around credit and for some that’s their best way of determining what type of person you are. That could be scary for some of you.
In addition to this you want to make sure that the information you are looking at is also the most accurate. Sometimes the free credit reports are, well…free, so the information is not the most up-to-date. So you should have your report pulled by a mortgage specialist. We have access to the most up-to-date credit reporting software that will make sure your report is 100% current (this doesn’t mean accurate…that’s why were checking it).
From there we can analyze your report and recommend a credit repair option…if it’s even needed. Who knows, you may not even need credit repair like you thought. However, if you do…here’s what I recommend (and don’t worry, I will help you determine if you need this or not)…
- Go to www.CreditandFinancialWellness.com and click on Credit Repair.
- Read through the brief information on Lexington Law, our approved and reputable Credit Repair Company that has attorney’s fighting for your credit.
- Click on the “Sign Up” button, enter in the Lexington ID Code and fill out your information.
Congratulations! You are now on the fast track to improving your credit and your overall financial picture!
If you have any questions please let me know. I will be more than happy to help.
Dedicated to Your Financial Success!
Kenton Becker
kentonb@empireoptions.com
Managing Partner / Lakemont Mortgage Specialist
License # 510-LO-36929
http://www.empireoptions.com/
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