Is Your Bank Qualified to Work With YOU?

Hi there. It’s Kenton again. I want to share something with you, something that you may not be aware of. It may even be something you have never heard of until now. Is your bank or loan officer qualified to work with you? Now, some of you may immediately say, “Yes, but my credit is shot; I don’t have a down payment and so on”. My next question is, “who told you your credit is shot, who told you that you don’t have enough down payment?”

I’m guessing the bank or loan officer told you this. So how do you really know if your bank or loan officer is qualified to work with you? Not all loan officers and banks have the same access to programs, and these programs (that you may not be aware of) can help you get into a home today, rather than go through a lease option.

I deal with many clients that come through our lease option program convinced that they are unable to qualify for financing and honestly for some of them that may be true. But I also find that there are many that fit a variety of loan programs that we offer. Now, I must admit, I am a loan officer and I do work for a Bank / Brokerage but the difference between us and them, is the variety of service that we can offer our clients. Seriously…we can help everyone from the “really” qualified conforming loans, to the FHA government loans, VA loans, 1st time homebuyer state regulated loans…and yes, if you can’t get financing, the lease options. In fact there are not too many clients I come across that we can’t help.

So based on this information, have you really given your credit a shot, or your down payment. Did you know that there are loan programs out there that have less than $500 down payment (did your loan officer tell you that?) Or how about no credit score requirement? These are all different tactics that I use to help each of my clients achieve home ownership.

So don’t take “no” for an answer. Make sure you explore all your options before you settle with a solution. Remember, if you have any questions I’m here to help, I think you will find that I am more than qualified.

Dedicated to Your Financial Success,

Kenton Becker
kentonb@empireoptions.com
Managing Partner / Land Home Financial Specialist
License # 510-LO-36929
http://www.empireoptions.com/